Here is the story of two retired colleagues who are living very different lives after not working anymore. This is also a wake-up call for those who always spend lavishly and have no sense of saving money.
Here is the story of two retired colleagues who are living very different lives after not working anymore. This is also a wake-up call for those who always spend lavishly and have no sense of saving money.
A lot of young people today have the habit of "spending first", today spending all of tomorrow's money, thinking that struggling to earn money but not spending it is a disadvantage, and is making themselves miserable.
In the previous generation, most people had the habit of saving money on New Year's Eve, but there was also a small part that was influenced by new ideas, but only spent, not saved. In fact, the New Year's Eve has the good part of the money saving New Year, and there's also the morality of no savings.
Here is the story of two retired colleagues who are living very different lives after not working anymore. This is also a wake-up call for those who always spend lavishly and have no sense of saving money.
01
Ms. L. and Ms. P. are both 60 years old this year, still studying and are good friends with each other. After working, they were also arranged in the same factory, later found a husband in the same unit. , both families are basically equally well-off.
Ms. L. belongs to the category of calculation and savings, each month, both husband and wife deduct a salary to save, they even take a little money to invest in the form of buying government bonds.
After that, the factory's business was growing, their income was getting higher and higher, and Ms. L. also learned how to invest in funds or stocks.
At the age of 50, Ms. L. can not only give her children half of the money to buy a house, but the couple still has enough money to spend. My son has been married to me for 10 years now, this 10 years is 10 years of spending less money for the couple, who still give themselves a lot of money to support chickens.
L. and her husband are both retired. Every month, in addition to the pension, the savings account still has a good amount of money, the psychology is extremely satisfied, and the life is also very peaceful. L.'s daughter-in-law was born, because she was old, she herself could not take care of her grandchildren, thinking that, Ms. L hired a nanny to take care of the children with her daughter-in-law. L.'s son and daughter-in-law are all very happy, every vacation they drive home to visit their parents, the whole family is full of laughter.
02
On the contrary, Ms. P. strangely belongs to the type of today who work today, anyway, she still has a salary next month, she always thinks so optimistically. At home, she also loves her son, whatever he wants, she responds immediately.
After that, the company did well, and the monthly salary also increased a lot, but Ms. P. never thought about the problem of saving money, only thinking that in the future, she would have enough money for her son to get married.
The people who worked at the factory at that time did not realize that the house price would later be so high. Ms. P. always thinks that if she has money, she should spend it, to travel here and there, because in order to facilitate her job, Ms. P's family is the one who buys a car early and dumps it in the unit, even though she L. advises not to be too wasteful, just have to calculate the cost so that it is reasonable, knowing what will happen in the future, Ms. P. also doesn't care.
After her son got married, and behind the house and many bridesmaids, Mrs. P. took all her money out and it was not enough, in the end, she had to borrow money so that her son could marry the wife he wanted.
After her son got married, Ms. P. not only had no savings but also had to be in debt, at this point, I realized that it was not wrong to ignore Ms. L's advice that year, unfortunately it was too late.
Later, Ms. P.'s husband became ill, needed surgery, Ms. P. had no money, had to find her son and daughter-in-law to negotiate, at this time, Ms. P. had to look at her daughter-in-law's face and listen to it. unpleasant words from the son himself. His son, our family and M's family (L.'s son) are not inferior to each other, but why do you feel that our family is poorer than that house?
Ms. P, I don't know how the wife likes her son. What can a crazy daughter-in-law do to have money to hire a nanny like Ms. L's house?
From the story of Ms. L and Ms. P., it can be seen that, with and without savings, the difference in life is big with chickens.
For those who think it is, the most important thing is the love, care and gathering of the fish.
But young people today also have their own family, their own pressure, have to work, have to make efforts, socialize, teach their children, and have almost no time with their parents.
When the children do not have a relationship with their parents and cannot provide a sense of mental security to their parents, the money saved in the hands of the parents will work. With money in the bag, psychological satisfaction, being able to help fish when they need it, not becoming a burden for them, this is the last love that parents give to their children.
Why do we also need to accumulate money for our own chickens?
To keep yourself respectable, you don't have to look at the fish's face
People say, money is not omnipotent, but without money, you can't do anything. As for the old woman, although the body is gradually aging, the respect is getting higher and higher, especially in the matter of money, if they have to look at the fish's face for money, they would rather be patient and not open their mouths. more than.
With money in hand, the fish sometimes comes back to visit with a little favor, and can also return it to them in the form of lucky money, buy gifts for their grandchildren with snack money, so the whole family is happy.
Let your life be richer, have money in hand, if you want to live happily, live.
After retirement, have money in hand, can invite friends to move here and there, can also learn and do things that children like but don't have the time and opportunity to do.
Entering old age, knowing how to appropriately improve their material life, drinking high-quality teas, eating nutritious foods, wearing slightly more expensive clothes, this is also a Ways to increase psychological security.
I don't have money, I can't even buy medicine to cure it, it's nothing to do with improving the quality of life.
As for chickens, if I have any illness, I won't bother the fish, nor let the fish argue or not fight with each other because of the hospital fee.
Entering old age, illness, whether big or small, is a matter of course, having money in hand, not needing a fish because of the hospital fees, but adding a burden, because their lives have already been made many times. crazy burden. Moreover, it's okay to meet a good daughter-in-law and son-in-law, if I can't, why would I bring more trouble for my children or enslave them!
Conclusion:
Two people, different young people's perception of money, create two different lives at an old age.
People with a certain amount of savings will be much more freely self-made and comfortable than people with no savings.
In fact, human beings, no matter what age they are in, have their own sense of "having cows still taking care of the barn". Poverty is not scary, scary is not having a plan, having no savings, having so many goals, not having a sense of accumulation, and not being able to realize its importance.
Don't just rely on the fish, it's better for a woman to still rely on herself, when she's young, let's give herself a gratuity, wait for a crazy friend, have money in hand will be stronger Anything, not needing to rely on the fish, and being able to control the life you want by yourself.
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